As a result, the client might get the feeling that he cheated, but it will not be so.
For example, if representatives of the credit institution's opinion, the loan was obtained by fraud, and they can prove it in court, the borrower may be required to pay the full amount of the debt immediately. Statistics show that a huge number of people suffering from creditmany present among today's youth, who grew up in the conditions established capitalist relations. It should be noted that loans to purchase real estate are considered to be rational, however, some borrowers even when getting these loans manage to overreact. And one of the main reasons for such purchases, according to leading psychologists, is the uncertainty that tomorrow these goods are still on sale. The debts of the testator, regardless of whether the loan is from a Bank or other debt obligation, called passive part of the inheritance. In the future, referring any difficulties or shocks is that not every borrower is able to repay such an expensive mortgage loan, which leads to the fact that borrowers start to rush, trying to refinance the loan or to change bought on credit "square meters" for cheaper housing. In other words, people with low incomes, why not try to live logically, and only based on their own emotions. Base this can be a violation of one of the parties to the contract. For example, if the Bank unilaterally amended the contract.
Of course, it all seems quite logical – they don't have enough money, so they try to get loans.
Once you join your rights and will become the full owner of the inherited property, you immediately appear the obligation to pay for someone else's loan and fend off foreign creditors. Also do not forget about such a delicate moment, as the Statute of limitations. The result is that it takes the Bank has 90 thousand rubles, but still have 100 thousand. And one of the main reasons for such purchases, according to leading psychologists, is the uncertainty that tomorrow these goods are still on sale. You can, for example, can I refinancing your loan. After 14 to 18 years and the decision on acceptance of the inheritance and, accordingly, obligations for the payment of the loan, the heir will be considered together with the guardians. During these six months, we can all think carefully and make the final decision, is it advantageous to accept the inheritance with all debts or to abandon it and focus on paying their own loans. So before you accept the inheritance, think about whether you need a new Maserati in the loan if yellow Kalina still regularly serves.. For example, if the Bank unilaterally amended the contract.
In any case, until he attains the age of majority.
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